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SEPA: From Compliance to Innovation

Mark McNulty, Citi - Edith Rigler, gtnews Freelance Consultant | 29 September

The pressure to be compliant with the single euro payments area (SEPA) end date, originally 1 February 2014 before a six-month extension was granted, led many banks to adopt tactical rather than strategic solutions. Despite the addition of an extra transition period to bring credit transfers and direct debit payments into the SEPA format, some banks are still adopting a compliance-only approach.

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